Convert USDT to USDC
How to swap Tether (USDT) for USDC. Why people switch, where to get the best 1:1 rate, and what to watch out for.
See the platforms below for current USDT/USDC rates. Rates and fees vary by platform, network, and order size.
Where to convert USDT to USDC
How to convert USDT to USDC: step by step
- 1
Choose your swap venue. Curve Finance is purpose-built for stablecoin swaps with the tightest spreads (often less than 0.01% slippage). Coinbase, Kraken, and Binance also support direct USDT/USDC pairs.
- 2
If using Curve, connect your wallet to curve.fi and navigate to the 3pool or USDT/USDC pool. If using an exchange, deposit your USDT first.
- 3
Select USDT as the input and USDC as the output. Since both are dollar-pegged stablecoins, the exchange rate should be very close to 1:1.
- 4
Enter the amount to swap. For stablecoin-to-stablecoin swaps, even large amounts ($1M+) typically have minimal price impact on Curve or major exchanges.
- 5
Review the rate and fees. On Curve, the swap fee is 0.01-0.04%. On centralized exchanges, maker/taker fees apply (0.1-0.6% depending on the platform and your volume tier).
- 6
Confirm the transaction. The USDC will appear in your wallet or exchange balance. If on a DEX, sign the approval and swap transactions.
Frequently asked questions
Common reasons include USDC's greater transparency (monthly Deloitte attestations vs. quarterly for USDT), Circle's US regulatory compliance and public company status, clearer reserve composition (100% cash and short-term Treasuries), and MiCA compliance in the EU. Some DeFi protocols and institutions prefer or require USDC for regulatory reasons.
Looking to go the other direction?
Convert USDC to USDTRelated conversions
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This content is for educational purposes only and does not constitute financial advice. Exchange rates, fees, and platform availability are subject to change. Always verify current information directly with the platform you plan to use. Written by the USDC.org Editorial Team. Last reviewed April 12, 2026.