The stablecoin brief

01 / USDT momentum

USDT gets an AI checkout route.

Tether CEO Paolo Ardoino highlights Oobit’s AI payments rollout. Eligible users can fund approved purchases with supported USDT, using a one-time card for each transaction. A practical step from holding digital dollars to spending them.

Our summary · Tether CEO · 15 Oct 2026
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Oobit product details ↗

02 / USDC concern

USDC’s EU reserves face a banking question.

Malhar Oza questions the bank exposure associated with USDC’s new EU classification. The EBA’s supervisory change starts on 12 November. This is a reserve-policy concern raised by the author, not a report of a new depeg.

Our summary · Commentary · 16 Oct 2026
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EBA classification ↗

03 / Beyond the big two

RLUSD moves deeper into bank payment rails.

Cross River says it is integrating RLUSD into its banking core, with XRP Ledger support for business settlement. The bank reports limited-state availability. Its announcement does not make RLUSD balances insured deposits or establish universal access.

Our summary · Bank announcement · 15 Oct 2026
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Cross River announcement ↗