Morpho
Lending optimizer that often offers better USDC rates than Aave or Compound by matching lenders directly with borrowers.
Using USDC on Morpho
Morpho is a DeFi lending protocol that optimizes interest rates by matching lenders and borrowers peer-to-peer when possible, falling back to pool-based lending otherwise. This hybrid approach often produces better rates for both sides compared to purely pool-based protocols like Aave or Compound. Morpho supports USDC lending on Ethereum and Base, with rates that frequently exceed those on Aave and Compound by 0.5-2%. The protocol is non-custodial and has been audited by multiple security firms. Morpho has grown rapidly and is one of the largest protocols on Base by total value locked.
Supported networks
Key features
- Optimized lending rates
- Peer-to-peer matching
- Often higher yields than Aave/Compound
- Growing rapidly on Base
- Multiple security audits
Other defi
Aave
The largest DeFi lending protocol. Deposit USDC to earn interest or use it as collateral to borrow.
Lending ProtocolCompound
Pioneer of DeFi lending. Simple, battle-tested protocol for earning interest on USDC.
Decentralized ExchangeUniswap
The largest decentralized exchange. Swap any token for USDC or provide liquidity to earn trading fees.
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